Rateory tools
Go beyond the headline exchange rate
Use focused calculators alongside the main currency converter to understand what a provider quote can cost after rate margin and fees.
Available now
Exchange-rate markup calculator
Compare a provider rate and fixed fee with a neutral reference rate, then see the difference in target currency and percentage terms.
Open calculator →Available now
Provider quote comparator
Compare two final recipient amounts and separately charged sender fees using one consistent effective-output measure.
Open comparator →Recommended workflow
Reference rate → provider quote → final amount
Start on the Rateory converter and note the reference rate and date. Use the markup calculator when you know the provider rate, or the quote comparator when the provider only shows a final recipient amount. This keeps the comparison transparent and repeatable.
Open main converter →